MCY Stock Analysis

Mercury General Corporation
FINANCIAL SERVICES INSURANCE - PROPERTY & CASUALTY

Back to Winners View Yahoo Finance Chart Buy on the Dip

Strong Caution Mixed Weak Unavailable

Score 93%

93%

Strong

Passes most major screening checks.

Score combines multiple StockValueFinder tests.

Rating BUY CANDIDATE / WATCH ENTRY

Positive

The overall screen is constructive.

Rating is the simple decision label from the screening rules.

Trend NEUTRAL / WATCH

Watch

The trend is interesting but needs confirmation.

Trend shows whether price action is helping or hurting the setup.

P/E Ratio 6.97

Value-Friendly

Below 15 is a classic value screen, but not proof of a bargain.

P/E shows how much investors pay for each dollar of earnings.

ROIC 18.01%

Strong

15%+ usually signals excellent capital efficiency.

ROIC measures how efficiently capital turns into profit.

Debt Payback 0.56 yrs

Excellent

Under 1 year is very strong debt flexibility.

Debt payback estimates how quickly debt could be covered.

Interest Coverage 23.19x

Strong

8x+ means earnings cover interest many times over.

Interest coverage shows how easily earnings cover interest costs.

Price $102.74

Market Price

Price alone is not a buy or sell signal.

Price should be judged with valuation, quality, and trend.

💰 Dividend Income Dividend Payer

$0.32 quarterly

Annualized: $1.27 • Yield: 1.24%

Last ex-dividend: 2026-09-10. Dividend payments can change or be suspended.

Estimated income from $1,000 invested $3.09 per quarterly payment $12.36 estimated yearly Based on cached price. Estimates exclude taxes, dividend changes, and fractional-share limitations.

Last updated: 2026-07-23 07:58:10

Entry Timing Signal

WAIT FOR TREND CONFIRMATION

Fundamentals may be strong, but price or moving-average alignment has not fully confirmed yet

Current Price $102.65

Limit Buy Idea $106.30

Pullback Zone $106.30

Trend Risk Level $93.97

This is not an automatic buy or sell order. It is a cached technical entry guide. A strong stock may still be too extended after a run. A possible limit-buy area is usually near the 20-day or 50-day moving average depending on the trend. The risk level is a trend-warning area, not personal financial advice.
Distance from short-term average: -1.35%.

AI Hedge Fund Panel Review

Multi-agent AI second opinion. This is research support, not financial advice.

Overall Research Status Strong Buy Candidate, AI Neutral

The rule-based scan is bullish, but the AI panel is not giving a strong confirmation.

AI Panel View AI Neutral / Hold

Raw AI Action HOLD

AI Confidence 50.0%

Bullish Agents 8

Bearish Agents 2

Neutral Agents 8

AI Suggested Quantity 0

AI Updated Sep 10, 2026 7:31 PM UTC

AI Panel Summary

Mixed signals with high-confidence conflicting views from prominent analysts.

This AI panel review is generated by multiple automated analysis agents and is provided for research only. It can contain incomplete data, conflicting opinions, or model errors. It is not financial advice.

🔴

Red Light Avoid / Exit Warning

SVF Entry & Exit Plan

Price is below the 50-day average area. This is not a clean long setup.

Suggested Entry Zone $102.50 - $107.70

Preferred area to consider an entry instead of chasing price.

Current Price $102.65

Distance from 20-day average: -1.4%

Initial Stop / Exit Point $95.08

Consider exiting if price closes below this risk line.

Trailing Stop 7.4%

Volatility-adjusted trailing stop estimate.

Profit Target 1 $117.79

Approximate 2-to-1 reward/risk target.

Profit Target 2 $125.37

Approximate 3-to-1 reward/risk target.

20-Day Avg$104.06

50-Day Avg$106.30

200-Day Avg$96.88

AI Vote Split8 Bull / 2 Bear / 8 Neutral

This entry and exit plan is generated from rule-based price, trend, volatility, and AI-review data. It is a research tool only, not financial advice.

Performance Overview

Trailing adjusted-close returns as of 2026-09-10. Benchmark is SPY.

YTD Return

MCY +10.22%

SPY +11.72%

1-Year Return

MCY +34.14%

SPY +17.48%

3-Year Return

MCY +291.80%

SPY +76.57%

5-Year Return

MCY +107.42%

SPY +82.07%

Returns are calculated from adjusted close prices and may differ from broker or research-site totals depending on data source, dividend handling, benchmark choice, and latest available trading date.

MCY Price & Moving Average Chart

Cached chart using stored daily close prices with 20-day, 50-day, and 200-day moving averages.

33.09%

Price 20-day MA 50-day MA 200-day MA Limit buy idea

Chart window: 2025-08-28 to 2026-09-10. Current cached close: $102.65. Period change: 33.09%.

AI Analyst Explanation

Plain-English expert explanation based on cached fundamentals, moving averages, and chart behavior. Educational only — not financial advice.

THINKING Just a minute...

The AI analyst is reading the chart, moving averages, valuation, fundamentals, and risk signals. The explanation will appear in this box automatically.

Current step Starting analyst queue... The page will update automatically when the explanation is ready.

Data Chart Fundamentals Analyst Writing

Why This Stock Scored This Way

This page uses cached SQL data from the latest StockValueFinder scan, so it loads fast without hitting Alpha Vantage on every page view.

93%

EPS Strength

PASS

Looks for positive and improving earnings per share.

ROIC 10%+

PASS

Looks for strong return on invested capital.

Interest Coverage 6+

PASS

Checks whether operating income comfortably covers interest expense.

Debt Payback ≤ 3 Years

PASS

Checks whether free cash flow could pay down long-term debt quickly.

P/E 15 or Less

PASS

Checks whether valuation is reasonable under the current rule set.

Moving Average Trend

NEUTRAL / WATCH

Uses 20-day, 50-day, and 200-day moving averages for entry timing context.

A high StockValueFinder score is a research signal, not a guarantee. Strong companies can still fall during recessions, sector downturns, valuation resets, or company-specific events. Always review the business, risks, SEC filings, valuation, and your personal investment goals before buying.

Cached Technical Data

Moving average values from the latest stored scan.

20-Day MA107.73

50-Day MA103.38

200-Day MA92.83

MA Score3

30-Day Trendline Analysis

Optional intraday chart with rising support, falling resistance, and multi-timeframe views.

Load detailed price structure only when needed. Downloads roughly 30 days of 5-minute candles, identifies swing points, then calculates validated support and resistance lines.