FSUN Stock Analysis

FirstSun Capital Bancorp Common Stock
FINANCIAL SERVICES BANKS - REGIONAL

Back to Winners View Yahoo Finance Chart Buy on the Dip

Strong Caution Mixed Weak Unavailable

StockValueFinder Grade

C-

57.16 / 100

Mixed

Confidence: Very High (90.0%) Coverage: 90.0%

Business Quality 54.2

Financial Strength 27.0

Earnings & Growth 74.3

Valuation 66.2

Market Strength 67.6

The grade combines Business Quality, Financial Strength, Earnings & Growth, Valuation, and Market Strength. Rating and Trend remain separate signals.

Rating AVOID

Avoid

The screening rules are warning against this setup.

Rating is the simple decision label from the screening rules.

Trend STRONG BUY TREND

Bullish

The available trend signal is constructive.

Trend shows whether price action is helping or hurting the setup.

P/E Ratio 23.84

Moderate

Not cheap, but not extremely expensive.

P/E shows how much investors pay for each dollar of earnings.

ROIC 8.23%

Borderline

Below 10% is usable but not especially strong.

ROIC measures how efficiently capital turns into profit.

Debt Payback 0.35 yrs

Excellent

Under 1 year is very strong debt flexibility.

Debt payback estimates how quickly debt could be covered.

Interest Coverage 0.83x

Weak

Low coverage can make debt more risky.

Interest coverage shows how easily earnings cover interest costs.

Price $39.81

Market Price

Price alone is not a buy or sell signal.

Price should be judged with valuation, quality, and trend.

Last updated: 2026-10-25 23:34:25

Performance Overview

Trailing adjusted-close returns as of 2026-07-09. Benchmark is SPY.

YTD Return

FSUN +0.78%

SPY +10.81%

1-Year Return

FSUN +0.25%

SPY +21.77%

3-Year Return

FSUN +51.72%

SPY +77.90%

5-Year Return

FSUN N/A

SPY +84.68%

Returns are calculated from adjusted close prices and may differ from broker or research-site totals depending on data source, dividend handling, benchmark choice, and latest available trading date.

Legacy Screening Checks

This page uses cached SQL data from the latest StockValueFinder scan, so it loads fast without hitting Alpha Vantage on every page view.

50%

EPS Strength

PASS

Looks for positive and improving earnings per share.

ROIC 10%+

FAIL

Looks for strong return on invested capital.

Interest Coverage 6+

FAIL

Checks whether operating income comfortably covers interest expense.

Debt Payback ≤ 3 Years

PASS

Checks whether free cash flow could pay down long-term debt quickly.

P/E 15 or Less

FAIL

Checks whether valuation is reasonable under the current rule set.

Moving Average Trend

STRONG BUY TREND

Uses 20-day, 50-day, and 200-day moving averages for entry timing context.

A high StockValueFinder score is a research signal, not a guarantee. Strong companies can still fall during recessions, sector downturns, valuation resets, or company-specific events. Always review the business, risks, SEC filings, valuation, and your personal investment goals before buying.

Cached Technical Data

Moving average values from the latest stored scan.

20-Day MA38.69

50-Day MA39.48

200-Day MA37.85

MA Score5

Latest Published Stock Research

Research generated: October 25, 2026

FSUN Stock Analysis: Why FirstSun Capital Bancorp Common Stock Scored 50% in Stock Value Finder

Overview of FirstSun Capital Bancorp Common Stock (FSUN)

FirstSun Capital Bancorp Common Stock (ticker: FSUN) is a regional bank operating within the broader financial services sector. As part of our educational series on stock analysis, this article will delve into the detailed metrics and evaluations provided by StockValueFinder to help you understand the strengths and weaknesses of FSUN.

Why the StockValueFinder Score Matters

StockValueFinder assigns a score based on various quantitative measures that assess different aspects of a company's financial health and performance. For FirstSun Capital Bancorp Common Stock, the current StockValueFinder score is 50%, which translates to an overall "AVOID" rating. This score reflects a balanced view but leans towards caution due to specific weaknesses identified in key metrics.

EPS Strength and Consistency

Earnings Per Share (EPS) measures the portion of a company's profit allocated to each outstanding share of common stock. A consistent and growing EPS is crucial for long-term investment success, indicating that the company can generate increasing profits over time.

**FSUN Score: Passed**

While detailed historical EPS data was not provided, StockValueFinder’s system recorded a pass result for FirstSun Capital Bancorp Common Stock in this category. This suggests that FSUN has demonstrated a consistent earnings pattern, which is positive but does not guarantee future performance.

ROIC and Capital Efficiency

Return on Invested Capital (ROIC) measures how effectively a company uses its capital to generate returns. Higher ROIC indicates better use of invested capital.

**FSUN Score: Did Not Pass**

**Actual Value:** 8.23% - **Strong Range:** Preferably above 10%. - **Weak Range:** Below 5%.

FirstSun Capital Bancorp Common Stock's ROIC of 8.23% falls short of the preferred range, suggesting that the company may not be using its capital as efficiently as competitors with higher ROICs.

Interest Coverage and Financial Safety

Interest coverage ratio measures a company’s ability to pay interest on outstanding debt. A higher ratio indicates better financial health and lower risk of default.

**FSUN Score: Did Not Pass**

**Strong Range:** Preferably 6 or higher. - **Weak Range:** Below 2.

While the exact numerical value was not provided, StockValueFinder flagged FSUN as having insufficient interest coverage. This suggests that FirstSun Capital Bancorp Common Stock may struggle to meet its debt obligations if earnings decline.

Debt Payback and Balance Sheet Discipline

Debt payback period measures how long it would take for a company to repay all of its outstanding debt using current net income after taxes.

**FSUN Score: Passed**

**Actual Value:** 0.35 years - **Strong Range:** Preferably 3 years or less. - **Weak Range:** More than 10 years.

FirstSun Capital Bancorp Common Stock has a very short debt payback period of 0.35 years, which is well within the preferred range and indicates strong balance sheet discipline.

P/E Ratio and Valuation Discipline

Price-to-Earnings (P/E) ratio compares a company's current share price with its earnings per share to determine if it’s overvalued or undervalued compared to industry peers.

**FSUN Score: Did Not Pass**

**Actual Value:** 23.84 - **Strong Range:** Preferably 15 or lower. - **Weak Range:** Above 30.

FirstSun Capital Bancorp Common Stock has a P/E ratio of 23.84, which is higher than the preferred range. This suggests that FSUN may be relatively overvalued compared to its earnings potential.

Moving Average Trend and Entry Timing

Moving average signals are used to identify trends in stock prices. A "STRONG BUY TREND" indicates a strong upward momentum in the recent price movement of the stock, suggesting it has been outperforming over the short term.

**FSUN Score: STRONG BUY TREND**

**Entry Signal:** N/A - **Limit Buy Idea:** N/A

While FSUN currently shows a "STRONG BUY TREND," this signal is more about timing discipline and does not guarantee future price increases. The absence of entry signals indicates that specific buy or sell points are not provided by StockValueFinder for this stock.

Overall Financial Strengths and Weaknesses

**Strengths:** - Passed EPS test, indicating consistent earnings. - Short debt payback period (0.35 years), suggesting strong balance sheet discipline.

**Weaknesses:** - ROIC of 8.23%, below the preferred range of 10% or higher. - Insufficient interest coverage ratio. - High P/E ratio of 23.84, indicating potential overvaluation.

Risks and Limitations

Investing in FirstSun Capital Bancorp Common Stock involves several risks, including market volatility, economic downturns, regulatory changes, and competition within the banking sector. Additionally, the reliance on debt can be a significant risk if interest rates rise or earnings decline unexpectedly.

Educational Conclusion

Understanding financial metrics like EPS, ROIC, interest coverage, P/E ratio, and moving averages is crucial for evaluating stocks effectively. For FirstSun Capital Bancorp Common Stock, while it shows some strengths in terms of consistent earnings and strong balance sheet discipline, its lower ROIC, insufficient interest coverage, and high valuation raise concerns.

This article is for research and educational purposes only. It is not personal financial advice, investment advice, or a recommendation to buy or sell any security.

By analyzing these metrics, investors can make more informed decisions about whether FirstSun Capital Bancorp Common Stock aligns with their risk tolerance and investment goals.

Research links: Yahoo Finance | Seeking Alpha | Finviz | SEC Filings

30-Day Trendline Analysis

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Load detailed price structure only when needed. Downloads roughly 30 days of 5-minute candles, identifies swing points, then calculates validated support and resistance lines.