What this ETF is trying to do

The YIELDS FOR YOU INCOME STRATEGY A ETF (YFYA) is an exchange-traded fund designed to generate income for investors. It uses an option-income strategy to create payouts.

What the numbers show

As of October 5, 2026, the share price of YFYA was $9.68.

When looking at performance, it is important to distinguish between price return (how the share price moved) and total return (which includes the cash distributions paid to investors).

• Year-to-Date (YTD): The price return is -2.29%, but the total return is 2.29%.

• One-Year: The price return is -2.07%, while the total return is 3.11%.

To put this in perspective, the estimated price from roughly one year ago was $9.88. If you had invested $10,000 based on that estimated price, the price-only decline would have reduced that amount to approximately $9,792. However, the total return figure shows that the overall result was positive when distributions were included.

Income and distribution explanation

YFYA focuses on providing regular cash payments. It has a distribution yield of approximately 5.25%. Over the last 12 months, it has made 11 payouts, which usually happen monthly.

It is important for beginners to remember that a high distribution yield alone can be misleading. A fund can pay out a high percentage in cash while the share price is falling.

NAV erosion explanation

"NAV erosion" happens when the underlying value of a fund's assets drops over time, often causing the share price to fall permanently.

For YFYA, the erosion-risk score is 94, and the erosion severity is labeled as "good." The erosion label describes the fund as "Stable / sideways." Additionally, the severe erosion-risk flag is false, meaning the screening rules did not detect substantial price deterioration.

Pros

• Regular Income: The fund provides frequent distributions, usually on a monthly basis.

• Stability: The erosion-risk measurements suggest the fund's price trend has been stable or sideways.

• Positive Total Return: Despite a slight decline in share price over the last year, the total return remained positive.

Cons

• Price Decline: The share price has decreased slightly over the last year and year-to-date.

• No Holdings Data: There are currently no top holdings listed for this ETF.

Beginner takeaway

YFYA is an income-focused ETF that uses options to pay investors. While the share price has dipped slightly, the total return (which includes cash payouts) has stayed positive. Income investors generally care about "principal stability," which means they want the original money they invested to stay intact while they collect payouts. Based on the erosion score, this fund is currently viewed as stable.