XRT: STATE STREET(R) SPDR(R) S&P(R) RETAIL ETF
Share-split context: A forward split was recorded on Sep 11, 2015 with coefficient 2. A forward split turns each old share into multiple new shares and lowers the quoted price per share proportionally. Proportional ownership is unchanged at the split moment, so the split itself creates neither a gain nor a loss. The price-return figures in this report are already split-adjusted.
What this ETF is trying to do
The STATE STREET(R) SPDR(R) S&P(R) RETAIL ETF (ticker: XRT) is an exchange-traded fund that focuses on the retail industry. It holds many different companies that sell goods to consumers. This specific list of holdings is partial, meaning it only shows some of the companies in the fund. Some of its top holdings include GameStop Corp Class A, Ollie's Bargain Outlet Holdings Inc, and Victoria's Secret & Co.
What the numbers show
As of October 7, 2026, the current price of one share is $82.91.
This ETF has a history of "forward splits." In a forward split, each old share becomes multiple new shares. When this happens, the price per share drops, but your total ownership of the fund stays exactly the same. A forward split does not mean you lost money; it is just a way to change how many pieces the fund is divided into.
When looking at performance, it is important to look at two different numbers:
• Price Return: This only shows how much the share price changed.
• Total Return: This shows the share price change plus any cash distributions paid to investors.
For XRT, the year-to-date (YTD) price return was approximately -2.79%, while the YTD total return was approximately -2.11%. Over the last year, the price return was about -1.44% and the total return was about -0.56%. However, over the last three years, the fund saw growth, with a price return of about 40.96% and a total return of about 46.04%.
Income and distribution explanation
Some investors look for "distributions," which are cash payments made by the ETF. XRT has a distribution yield of approximately 0.90%. In the last 12 months, it made four payments, which usually happen every quarter. It is important to remember that a distribution yield is not the same as total return.
NAV erosion explanation
"NAV erosion" refers to a decline in the value of the underlying assets that the ETF owns. StockValueFinder uses an "erosion-risk score" to measure this risk. XRT has an erosion score of 94, which is labeled as "Stable / sideways," and its erosion severity is rated as "good." There is no severe erosion-risk flag for this ETF.
Pros
• The fund has shown strong total returns over the last three years (about 46.04%).
• The erosion-risk measurements suggest the fund's value has been relatively stable or sideways.
Cons
• The price return and total return have both been negative over the last year and year-to-date.
Beginner takeaway
When looking at an ETF like XRT, remember that the share price moving up or down is only one part of the story. Always check the "total return" to see how distributions affect your results. Also, don't be confused by a split; a forward split changes the number of shares you own, but it doesn't change the value of your investment at that moment.
Top Holdings
Structured portfolio holdings supplied by the ETF data provider. These figures are not generated by the AI article.
| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | GAMESTOP CORP CLASS A | GME | 1.76% |
| 2 | OLLIE'S BARGAIN OUTLET HOLDINGS INC | OLLI | 1.65% |
| 3 | VICTORIA'S SECRET & CO | VSXY | 1.59% |
| 4 | BURLINGTON STORES INC | BURL | 1.56% |
| 5 | REVOLVE GROUP INC CLASS A | RVLV | 1.54% |
| 6 | EBAY INC | EBAY | 1.53% |
| 7 | SALLY BEAUTY HOLDINGS INC | SBH | 1.51% |
| 8 | TJX COMPANIES INC | TJX | 1.51% |
| 9 | WALMART INC | WMT | 1.51% |
| 10 | WEIS MARKETS INC | WMK | 1.51% |