What this ETF is trying to do

The FUNDX AGGRESSIVE ETF (XNAV) is an exchange-traded fund that invests in a variety of other funds. Based on its top holdings, it focuses on growth, technology, and momentum strategies. It holds a mix of large-cap growth, value factors, and specific sectors like semiconductors and biotechnology.

What the numbers show

As of September 18, 2026, the share price of XNAV was $90.96.

The fund has seen positive growth over several timeframes:

• Year-to-Date (YTD): The price return is 12.49%.

• One Year: The price return is 17.49%.

• Three Year: The price return is 70.10%.

It is important to distinguish between price return (how much the share price changed) and total return (which includes the share price change plus distributions). For the past year, the total return was 18.17%. Over three years, the total return was 73.31%.

For a simple example, if you had invested $10,000 based on the estimated price from roughly one year ago ($77.42), the price-only increase of 17.49% would have grown that amount to approximately $11,749.

Income and distribution explanation

XNAV provides cash distributions to investors, but they are irregular and less frequent. In the last 12 months, there was only one payout. The distribution yield is 0.52%.

For new investors, it is important to remember that a distribution yield is not the same as a total return. While distributions provide cash income, they do not guarantee that the original investment value will stay the same.

NAV erosion explanation

"NAV erosion" happens when the net asset value of a fund declines over time, often meaning the fund is losing its internal value. StockValueFinder uses an erosion-risk score to measure this.

XNAV has an erosion score of 100, and the erosion label states "No price erosion detected." The erosion severity is rated as "good," and there is no severe erosion-risk flag for this fund.

Pros

• Strong positive price returns over the one-year and three-year periods.

• No detected price erosion according to the erosion-risk score.

• Diversified exposure across growth, value, and tech sectors.

Cons

• Very low distribution yield (0.52%).

• Irregular payout frequency, meaning cash income is not consistent.

Beginner takeaway

XNAV is a fund that has shown significant price growth over the last three years. While it offers a small amount of income through distributions, it is primarily focused on price increases rather than providing steady cash flow. Its erosion-risk measurements suggest the fund's price has remained stable relative to its value.