ETF Education Report: FUNDX ETF (XCOR)

What this ETF is trying to do

FUNDX ETF (ticker: XCOR) is an exchange-traded fund traded on the NYSE. Based on its top holdings, this ETF holds a variety of different funds that focus on areas like "growth" stocks, "value" stocks, and "momentum" stocks. It is not a leveraged or inverse ETF, meaning it does not use complex tools to multiply market moves or bet against the market.

What the numbers show

When looking at an ETF, it is important to understand two different types of returns: price return and total return.

• Price Return: This measures only how much the share price changed.

• Total Return: This includes both the change in share price AND any cash distributions (dividends) paid out to investors.

For XCOR, the numbers show growth over different time periods:

• Year-to-Date (YTD): The YTD price return is approximately 10.54%. The YTD total return is also approximately 10.54%.

• One Year: The one-year price return was approximately 13.98%. The one-year total return was higher, at approximately 14.47%.

• Three Years: The three-year price return was approximately 73.31%. The three-year total return was approximately 75.70%.

To visualize the price change, an investor could look at the estimated price from roughly one year ago, which was $77.90, compared to the current price of $88.79.

Income and distribution explanation

Some investors look for "yield," which is the cash an ETF pays out. XCOR has a distribution yield of approximately 0.39%. The trailing distributions were $0.34 per share. The data shows that these payments happen irregularly or less frequently, with only one payout recorded in the last 12 months.

NAV erosion explanation

"NAV erosion" is a term used to describe when the value of the underlying assets in an ETF declines significantly. It is important to note that a falling share price does not always mean NAV erosion is happening. In the case of XCOR, the erosion-risk score is 100, and the label states "No price erosion detected." There is no severe erosion-risk flag for this ETF.

Top Holdings

The following are the top holdings in this portfolio (as of October 4, 2026). Please note that holdings can change over time.

• VANGUARD MSTAR GROWTH ETF (14.19%)

• ISHARES RUSSELL 1000 VALUE ETF (12.77%)

• ISHARES MSCI USA VALUE FACTOR ETF (11.22%)

• INVESCO S&P 500® MOMENTUM ETF (10.97%)

• INVESCO S&P 500® PURE GROWTH ETF (10.70%)

• WISDOMTREE U.S. QUALITY GROWTH ETF (10.61%)

• ISHARES MSCI USA MOMENTUM FACTOR ETF (9.59%)

• ISHARES GLOBAL 100 ETF (9.20%)

• VANGUARD RUSSELL 1000 VALUE ETF (7.75%)

• VANGUARD MSTAR MEGA CAP GROWTH ETF (1.62%)

Pros

• The ETF has shown positive price returns over the one-year and three-year periods.

• The total return is higher than the price return, meaning distributions added value to the overall performance.

• The erosion-risk measurement is rated as "good."

Cons

• The distribution yield is relatively low (0.39%).

• The frequency of distributions is irregular rather than a steady schedule.

Beginner takeaway

When studying XCOR, remember that price returns and total returns are different. While the share price has grown, the total return is the more complete picture because it includes the cash distributions. Always look at both when deciding how an ETF has performed.