TPHD: TIMOTHY PLAN HIGH DIVIDEND STOCK ETF
ETF Education Report: TIMOTHY PLAN HIGH DIVIDEND STOCK ETF (TPHD)
What this ETF is trying to do
The TIMOTHY PLAN HIGH DIVIDEND STOCK ETF (TPHD) is an exchange-traded fund designed to focus on stocks that pay dividends. It holds a variety of companies, including NetApp Inc, Evergy Inc, and Aflac Inc. Because this is a partial list of top holdings, it does not show every company in the fund. Holdings can change over time.
What the numbers show
When looking at an ETF, it is important to understand two different types of returns: price return and total return.
• Price Return: This measures only the change in the share price. For TPHD, the year-to-date (YTD) price return is approximately 8.02%. The one-year price return was about 7.23%, and the three-year price return was approximately 33.74%.
• Total Return: This includes the share price change plus any distributions (cash paid to investors). The YTD total return is approximately 9.62%, the one-year total return was about 9.44%, and the three-year total return was approximately 42.61%.
The current price of the ETF is $41.62. Based on an estimated price from roughly one year ago of approximately $38.81, the share price has increased over the last 12 months.
Income and distribution explanation
This ETF provides cash distributions to investors. The distribution yield is approximately 2.01%. This number describes the cash paid out relative to the ETF's price. These distributions usually happen monthly, with 12 payments recorded over the last year. It is important to remember that a distribution yield is not the same as total return.
NAV erosion explanation
"NAV erosion" refers to a situation where the value of the underlying assets in the fund decreases significantly. StockValueFinder uses an "erosion-risk score" to measure this risk. For TPHD, the erosion score is 100, which is labeled as "No price erosion detected." There is no severe erosion-risk flag for this ETF.
Pros
• The fund has shown positive price returns over the last year and three years.
• The total return is higher than the price return, meaning distributions have added value to the overall investment.
• The erosion-risk measurement is considered "good."
Cons
• The distribution yield of 2.01% may be lower than what some income-focused investors are looking for.
• As with all ETFs, the value of the shares can change based on market movements.
Beginner takeaway
TPHD is an ETF that focuses on dividend-paying stocks. It has provided both share-price growth and cash distributions. When studying this or any ETF, always look at the total return to see how much you actually earned including the cash paid out, rather than just looking at the share price.
Top Holdings
Structured portfolio holdings supplied by the ETF data provider. These figures are not generated by the AI article.
| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | NETAPP INC | NTAP | 1.80% |
| 2 | EVERGY INC | EVRG | 1.59% |
| 3 | WEC ENERGY GROUP INC | WEC | 1.51% |
| 4 | AFLAC INC | AFL | 1.48% |
| 5 | ALLIANT ENERGY CORP | LNT | 1.47% |
| 6 | AMEREN CORP | AEE | 1.47% |
| 7 | ATMOS ENERGY CORP | ATO | 1.41% |
| 8 | PHILLIPS 66 | PSX | 1.41% |
| 9 | UNION PACIFIC CORP | UNP | 1.39% |
| 10 | CONSOLIDATED EDISON INC | ED | 1.38% |