THRV: PROSPERA INCOME ETF
What this ETF is trying to do
The Prospera Income ETF (THRV) is designed to provide investors with regular income. It does this by holding a variety of other funds and assets. Based on its top holdings, it focuses heavily on short-term bonds, money market accounts, and other income-generating ETFs.
What the numbers show
As of September 18, 2026, the share price of THRV was $23.51.
When looking at performance for the current year (Year-to-Date), there are two different numbers to consider:
• Price Return: This measures only the change in the share price. The YTD price return is -4.51%.
• Total Return: This reflects the overall return, including the cash distributions paid to investors. The YTD total return is 1.04%.
Income and distribution explanation
This ETF usually pays out distributions monthly. Over the last 12 months, it has made 12 payments. The distribution yield is approximately 7.59%.
It is important for beginners to know that a high distribution yield alone can be misleading. A yield tells you how much cash the ETF is paying out relative to its price, but it does not guarantee that the overall investment is growing or that your original principal is safe.
NAV Erosion explanation
"NAV erosion" happens when the net asset value (the actual value of the fund's holdings) declines over time. While a falling share price can be a warning sign, it is not the only proof of erosion.
For this ETF, the erosion score is currently unavailable because there is not enough verified price history. However, the severe erosion-risk flag is false, meaning the specific screening rules for severe risk were not triggered.
Top Holdings
The holdings for this ETF can change over time. As of October 4, 2026, the top holdings (which are a partial list) include:
• U.S. Bank Money Market Deposit Account: 10.03%
• JPMorgan Ultra-Short Income ETF (JPST): 8.82%
• PIMCO Enhanced Short Maturity Active ETF (MINT): 6.38%
• PGIM Ultra Short Bond ETF (PULS): 5.24%
• Schwab Short-Term US Treasury ETF (SCHO): 5.17%
Pros
• Regular Income: The ETF provides frequent, usually monthly, cash distributions.
• Diversification: It holds 68 different assets, including government treasuries and money market accounts.
Cons
• Price Decline: The share price has seen a decline so far this year.
• Limited History: There is not enough price history to provide a verified erosion score.
Beginner takeaway
The Prospera Income ETF is built for people who want monthly cash payments. While the share price has dropped this year, the total return (which includes those payments) is slightly positive. Always remember that receiving a high cash yield does not mean the share price will stay stable.
Top Holdings
Structured portfolio holdings supplied by the ETF data provider. These figures are not generated by the AI article.
| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | JPMORGAN ULTRA-SHORT INCOME ETF | JPST | 8.95% |
| 2 | PIMCO ENHANCED SHORT MATURITY ACTIVE ETF | MINT | 6.47% |
| 3 | PGIM ULTRA SHORT BOND ETF | PULS | 5.32% |
| 4 | SCHWAB SHORT-TERM US TREASURY ETF„¢ | SCHO | 5.23% |
| 5 | ISHARES® 0-3 MONTH TREASURY BOND ETF | SGOV | 4.96% |
| 6 | ISHARES 0€“1 YEAR TREASURY BOND ETF | SHV | 4.73% |
| 7 | n/a | BIL | 3.93% |
| 8 | U.S. BANK MONEY MARKET DEPOSIT ACCOUNT | n/a | 3.41% |
| 9 | VANGUARD LONG-TERM TREASURY ETF | VGLT | 2.90% |
| 10 | ISHARES 10& YEAR INVMT GRD CORP BD ETF | IGLB | 2.83% |