Understanding the SOFI SOCIAL 50 ETF (SFYF)

The SOFI SOCIAL 50 ETF (ticker: SFYF) is an exchange-traded fund listed on the NYSE. This ETF is designed to provide exposure to a specific group of companies, often associated with social trends or high-growth sectors.

What this ETF is trying to do

SFYF invests in a selection of companies. Based on its top holdings, the fund has significant exposure to major technology and growth-oriented businesses. Because it holds a variety of different stocks, it aims to capture the performance of these specific companies through a single investment.

Top Holdings

The following is a partial list of the fund's largest holdings (as of October 12, 2026). Please note that holdings can change over time:

• TESLA INC (10.61%)

• NVIDIA CORP (7.43%)

• AMAZON.COM INC (7.09%)

• PALANTIR TECHNOLOGIES INC (5.38%)

• SPACE EXPLORATION TECHNOLOGIES CORP (4.71%)

• MICRON TECHNOLOGY INC (4.14%)

• BERKSHIRE HATHAWAY INC CLASS B (3.93%)

• MICROSOFT CORP (3.88%)

• APPLE INC (3.64%)

• ADVANCED MICRO DEVICES INC (3.51%)

What the numbers show

When looking at how this ETF has performed, it is important to distinguish between price return (the change in the share price) and total return (which includes the value of distributions).

• Year-to-Date (YTD): The price return is approximately 18.76%, while the total return is approximately 19.01%.

• One-Year: The price return was approximately 17.87%, and the total return was approximately 18.31%.

• Three-Year: The price return was approximately 148.08%, and the total return was approximately 151.90%.

To put this in perspective, an estimated price from roughly one year ago was $56.29. The current price is $66.35.

Income and distribution explanation

This ETF provides some cash distributions to investors, but they are not frequent. The distribution frequency is described as "irregular or less frequent," with only 2 payouts recorded over the last 12 months. The distribution yield is approximately 0.33%.

It is important to remember that a distribution yield tells you how much cash was paid out relative to the price, but it is not the same as your total return.

NAV erosion explanation

"NAV erosion" refers to a decline in the Net Asset Value (the actual value of the assets held by the fund). The supplied data is sufficient to evaluate price erosion, but it does not include enough historical NAV-per-share data to confirm or rule out NAV erosion.

However, regarding price erosion (the decline in the market price of the shares), the fund has an erosion score of 100, which is labeled as "No price erosion detected." The erosion severity is rated as "good," and there is no severe erosion-risk flag.

Pros

• Strong Price Growth: The fund has shown significant positive price returns over the one-year and three-year periods.

• Low Erosion Risk: The data shows no detected price erosion.

Cons

• Irregular Income: Distributions are not frequent or consistent, which may not suit investors looking for steady monthly cash flow.

• Concentration: The top few holdings make up a large portion of the fund.

Beginner takeaway

SFYF has recently shown strong price growth and total returns. While it does pay distributions, they occur irregularly and the yield is relatively low. Investors should distinguish between the rising share price and the cash distributions received.