RPAR: RPAR RISK PARITY ETF
What this ETF is trying to do
The RPAR RISK PARITY ETF is designed to spread investments across different types of assets. Instead of putting all its money into just one thing, it holds a mix of stocks, gold, and government bonds. Its Top Holdings include the Vanguard Total Stock Market ETF (12.6%), SPDR Gold MiniShares (9.88%), and several United States Treasury Bonds.
What the numbers show
As of September 18, 2026, the share price was $21.98. To understand how the fund has performed, we look at two different types of returns: price return (the change in share price) and total return (which includes the share price change plus distributions).
• Year-to-Date: The price return is 2.48%, while the total return is 3.88%.
• One Year: The price return is 4.87%, while the total return is 7.44%.
• Three Year: The price return is 18.88%, while the total return is 29.19%.
For a simple example, if you had invested $10,000 based on the estimated price from roughly one year ago ($20.96), the price-only increase of 4.87% would mean your investment grew to approximately $10,487 (excluding any cash distributions).
Income and distribution explanation
This ETF pays out cash to investors, which is called a distribution. It usually pays these distributions quarterly. The distribution yield is 2.42%.
It is important for beginners to know that a high distribution yield alone can be misleading. While these payments provide cash income, they do not guarantee that the original money you invested (the principal) will stay the same or grow.
NAV erosion explanation
"NAV erosion" happens when the actual value of the fund's internal assets drops over time. StockValueFinder uses an erosion-risk score to measure this. RPAR has an erosion score of 94, which is labeled as "Stable / sideways" with "good" severity. There is no severe erosion-risk flag for this ETF.
Pros
• Diversification: It holds a variety of assets, including stocks, gold, and bonds.
• Stability: It has a "good" erosion-risk score, suggesting the price has been stable or moving sideways.
• Positive Returns: Both price and total returns have been positive over the one-year and three-year periods.
Cons
• Lower Yield: The distribution yield is relatively modest compared to some high-income funds.
• Long-term Growth: The five-year total return is 2.84%, which is lower than its more recent three-year performance.
Beginner takeaway
RPAR is a diversified fund that balances different assets to manage risk. It provides a mix of share-price growth and regular cash distributions. While it has shown steady recent returns and a stable erosion-risk score, investors should remember that distributions are separate from the share price movement.
Top Holdings
Structured portfolio holdings supplied by the ETF data provider. These figures are not generated by the AI article.
| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | VANGUARD MSTAR TOTAL STK MKT ETF | VTI | 13.28% |
| 2 | SPDR® GOLD MINISHARES | GLDM | 9.90% |
| 3 | VANGUARD FTSE EMERGING MARKETS ETF | VWO | 7.88% |
| 4 | UNITED STATES TREASURY BONDS 1% | n/a | 7.66% |
| 5 | UNITED STATES TREASURY BONDS 0.75% | n/a | 5.26% |
| 6 | VANGUARD FTSE DEVELOPED MARKETS ETF | VEA | 5.11% |
| 7 | UNITED STATES TREASURY BONDS 1.38% | n/a | 3.58% |
| 8 | OTHER ASSETS AND LIABILITIES | n/a | 3.13% |
| 9 | UNITED STATES TREASURY BONDS 0.63% | n/a | 3.13% |
| 10 | UNITED STATES TREASURY BONDS 2.38% | n/a | 2.95% |