PALC: PACER LUNT LARGE CAP MULTI-FACTOR ALTERNATOR ETF
What this ETF is trying to do
The PACER LUNT LARGE CAP MULTI-FACTOR ALTERNATOR ETF (ticker: PALC) is an exchange-traded fund that invests in large companies. This ETF holds a total of 185 different companies. Because it holds so many different stocks, it provides exposure to many different parts of the market.
What the numbers show
As of September 21, 2026, the current price of one share is $55.66. An estimated price from roughly one year ago was $51.58.
When looking at how this ETF has performed, it is important to understand two different numbers: price return (the change in the share price) and total return (the change in price plus any cash distributions received).
• One-Year Performance: The one-year price return was approximately 7.91%. The one-year total return was higher, at approximately 9.28%.
• Year-to-Date (YTD) Performance: The YTD price return is about 6.55%, while the YTD total return is about 7.30%.
• Three-Year Performance: Over three years, the price return was approximately 48.63%, and the total return was approximately 53.30%.
Income and distribution explanation
This ETF pays out cash to investors through distributions. The distribution yield is approximately 1.25%. This number describes the cash paid out relative to the ETF's price. The trailing distributions were about $0.70 per share. These payments usually happen every quarter (four times a year).
It is important to remember that a distribution yield is not the same as a total return. Total return gives a more complete picture of how much value an investor gained.
NAV erosion explanation
"NAV erosion" happens when the actual value of the assets inside the ETF drops significantly. For this ETF, the erosion-risk score is 100, and the label states "No price erosion detected." The erosion severity is rated as "good," and there is no severe erosion-risk flag.
Pros
• The ETF has shown positive price returns and total returns over both one-year and three-year periods.
• It shows a low risk for price erosion according to the erosion-risk score.
Cons
• The distribution yield is relatively low at 1.25%.
• The list of companies below is only a partial list of the "Top Holdings."
Top Holdings:
• Bank of America Corp (4.49%)
• Wells Fargo & Co (3.09%)
• Citigroup Inc (3.03%)
• JPMorgan Chase & Co (2.73%)
• Amazon.com Inc (2.59%)
• Berkshire Hathaway Inc Class B (2.44%)
• Meta Platforms Inc Class A (2.38%)
• AbbVie Inc (2.37%)
• AT&T Inc (2.37%)
• The Goldman Sachs Group Inc (2.37%)
Beginner takeaway
When checking an ETF, always look at both the price return and the total return. The price return only tells you how the share price moved, while the total return includes the cash distributions paid to you. For this ETF, both numbers have grown over the last three years.
Top Holdings
Structured portfolio holdings supplied by the ETF data provider. These figures are not generated by the AI article.
| # | Holding | Ticker | Weight |
|---|---|---|---|
| 1 | BANK OF AMERICA CORP | BAC | 4.49% |
| 2 | WELLS FARGO & CO | WFC | 3.09% |
| 3 | CITIGROUP INC | C | 3.03% |
| 4 | JPMORGAN CHASE & CO | JPM | 2.73% |
| 5 | AMAZON.COM INC | AMZN | 2.59% |
| 6 | BERKSHIRE HATHAWAY INC CLASS B | BRK-B | 2.44% |
| 7 | META PLATFORMS INC CLASS A | META | 2.38% |
| 8 | ABBVIE INC | ABBV | 2.37% |
| 9 | AT&T INC | T | 2.37% |
| 10 | THE GOLDMAN SACHS GROUP INC | GS | 2.37% |