What this ETF is trying to do

The John Hancock Disciplined Value International Select ETF (JDVI) is an investment fund that looks for companies outside of the United States. It focuses on "value" stocks, which are often companies that might be trading at a lower price compared to what they are actually worth.

What the numbers show

To understand how this ETF has performed, we can look at its share price and its total return. The current price of one share is $40.11. Based on data from roughly one year ago, the estimated price was $34.49.

Here is a breakdown of the performance:

• One-Year Price Return: 16.29%. This number shows how much the share price changed over the last year.

• One-Year Total Return: 19.12%. This figure reflects the overall return, which includes both the change in share price and any distributions (like cash payments) provided by the fund.

• Year-to-Date (YTD) Price Return: 14.01%.

• Year-to-Date (YTD) Total Return: 14.01%.

To put this in perspective, if you had $10,000 invested in this ETF one year ago, the share price movement alone would mean your investment would be worth approximately $11,629 today.

Income and distribution explanation

This ETF has a distribution yield of 2.13%. The distribution yield tells you how much cash the fund pays out relative to its price. These payments happen irregularly or less frequently. It is important for new investors to know that a high distribution yield does not automatically mean an investor earned that percentage as a total return. Distributions provide cash income, but they do not guarantee that the original amount invested will stay the same.

NAV erosion explanation

NAV erosion is a term used to describe when the value of the underlying assets in a fund drops significantly over time. StockValueFinder uses an erosion score to measure this risk. For JDVI, the erosion score is 100, which means "No price erosion detected." Additionally, there is no severe erosion-risk flag for this ETF.

Pros

• The ETF showed a positive total return of 19.12% over the last year.

• There is currently no detected price erosion in the underlying assets.

• It provides exposure to many different international companies.

Cons

• Distributions are irregular and do not happen on a set schedule.

• The total return is higher than the price return, which means some of the growth comes from distributions rather than just the share price going up.

Beginner takeaway

JDVI is an international fund that has seen its share price increase over the past year. While it pays out cash distributions, these payments are not regular. The data shows that the fund's value has remained stable without signs of NAV erosion.