ETF Education Report: HARBOR AI INFLECTION STRATEGY ETF (EPAI)

What this ETF is trying to do

The HARBOR AI INFLECTION STRATEGY ETF (ticker: EPAI) is an exchange-traded fund listed on the NYSE. While the specific investment goal isn't detailed in the data, the name and its holdings suggest it focuses on companies involved in artificial intelligence and related technology sectors.

What the numbers show

As of October 5, 2026, the current price of one share is $28.83.

When looking at how the fund has performed recently, we look at "returns." A price return tells us how much the share price has changed. A total return includes both price changes and any cash paid out to investors (distributions).

For this ETF, the Year-to-Date (YTD) price return is approximately 44.63%. Because there were no distributions, the YTD total return is also approximately 44.63%. Data for one-year and three-year returns was not supplied.

Top Holdings

The following are the top holdings in this fund. Please note that this is a partial list and holdings can change over time:

• Teradyne Inc (4.80%)

• Applied Materials Inc (4.58%)

• Taiwan Semiconductor Manufacturing Co Ltd ADR (4.02%)

• Twilio Inc Class A (3.96%)

• Lam Research Corp (3.95%)

• ASML Holding NV ADR (3.87%)

• FormFactor Inc (3.85%)

• Entegris Inc (3.64%)

• Vertiv Holdings Co Class A (3.47%)

• Flex Ltd (3.20%)

Income and distribution explanation

Some investors look for ETFs that pay them regular cash, known as distributions. For EPAI, the distribution yield is 0%. This means no recent cash distributions were detected. Because there is no income being paid out, the total return is currently the same as the price return.

NAV erosion explanation

"NAV erosion" refers to a decline in the Net Asset Value, which is the actual value of the assets held by the fund. While a falling share price can sometimes be related to erosion, they are not the same thing. For this ETF, there is no severe erosion-risk flag present. An erosion score was not provided due to insufficient verified price history.

Pros

• The fund has shown a strong Year-to-Date price return of approximately 44.63%.

• It provides exposure to several large companies in the technology and semiconductor sectors.

Cons

• There is no recorded distribution yield, so it does not currently provide cash income to investors.

• There is limited historical data available for one-year or three-year performance comparisons.

Beginner takeaway

EPAI is a technology-focused ETF that has seen significant share-price growth so far this year. However, it does not currently pay out cash distributions to investors. Always remember that past performance is not a guarantee of what will happen in the future.