What this ETF is trying to do

The WEBS Defined Volatility XLU ETF (DVUT) is an exchange-traded fund. Based on its holdings, it focuses on the utilities sector. As of October 7, 2026, its only holding is the STATE STREET®UTILSELSECTSPDR®ETF, which makes up 100% of its portfolio (listed as 50.64% in the top holdings data, but it is the only holding listed).

What the numbers show

As of October 5, 2026, the current price of one share is $24.85.

To understand how the price has changed, we can look at the price return (which only tracks the share price) and the total return (which includes distributions).

• Year-to-Date (YTD): The price return is -1.41%, and the total return is -1.14%.

• One Year: The price return is -8.93%, and the total return is -8.67%.

For a simple example, if you had invested $10,000 exactly one year ago at the estimated price of $27.29, the price-only decline of -8.93% would mean your investment's share value would be worth approximately $9,107 today.

Income and distribution explanation

This ETF has a distribution yield of 0.28%. It pays out distributions irregularly and has only made one payout in the last 12 months.

It is important for new investors to remember that a distribution yield is not the same as a total return. A yield tells you how much cash was paid out relative to the price, but it does not guarantee that the investment is growing or that your original money is safe.

NAV erosion explanation

"NAV erosion" happens when the underlying value of a fund's assets drops over time. StockValueFinder uses an erosion-risk score to measure this.

DVUT has an erosion score of 75, which is labeled as "Mild price erosion." This means there is a mild risk that the fund's value is wearing away. However, the "severe erosion-risk flag" is false, meaning it has not triggered the most serious warning level.

Pros

• Provides exposure to the utilities sector.

• Does not currently have a severe erosion-risk flag.

Cons

• Negative price and total returns over the last year.

• An income rating grade of "D."

• Irregular distribution payments.

Beginner takeaway

DVUT is a utility-focused ETF that has seen its share price decline over the past year. While it provides some cash distributions, the total return remains negative. Investors should be aware of the "mild" erosion-risk score, as maintaining the original value of your investment (the principal) is just as important as receiving income.