What this ETF is trying to do

The DAC 3D Dividend Growth ETF (DVGR) is an exchange-traded fund that focuses on companies that grow their dividends. It holds a variety of stocks to spread out its investments. As of October 4, 2026, the fund held 38 different assets.

Top Holdings

The fund's portfolio can change over time. Some of its largest holdings include:

• Oracle Corp: 5.44%

• Microsoft Corp: 5.36%

• Broadcom Inc: 4.55%

• Costco Wholesale Corp: 4.02%

• JPMorgan Chase & Co: 3.97%

What the numbers show

As of October 9, 2026, the current price of one share is $26.23.

When looking at the performance so far this year (Year-to-Date), there are two different numbers to understand:

• Price Return: This measures only the change in the share price. The YTD price return is 5.59%.

• Total Return: This is a broader measure that includes both the share-price change and the distributions paid out. The YTD total return is 6.54%.

Data for one-year and three-year returns was not supplied.

Income and distribution explanation

This ETF pays out cash to investors, which is called a distribution. It usually does this quarterly (four times a year).

The distribution yield is 0.89%. This percentage describes the cash distributions relative to the ETF's price. It is important for beginners to know that a distribution yield is not the same as a total return. A high yield alone can be misleading because it does not tell you if the share price is going up or down.

NAV erosion explanation

"NAV erosion" happens when the actual value of the assets inside a fund drops over time. Investors who want steady income usually care about "principal stability," which means they want the original amount they invested to stay steady.

For this ETF, the severe erosion-risk flag is false. However, the erosion score is currently unavailable because there is not enough verified price history to calculate it.

Pros

• The fund has shown a positive total return and price return so far this year.

• It holds well-known companies across different industries.

• There is no severe erosion-risk flag.

Cons

• The distribution yield is relatively low at 0.89%.

• There is limited historical data available for long-term performance (one-year and three-year returns are missing).

Beginner takeaway

DVGR is a fund designed for those interested in dividend growth. While it has seen a price increase so far this year, it provides a modest amount of cash income. Always remember to look at the total return rather than just the distribution yield to see the full picture of how an investment is performing.