What this ETF is trying to do

The Horizon Landmark ETF (BENJ) is an exchange-traded fund. Based on the provided data, it currently holds a single asset: First American Government Obligs X, which makes up 0.34% of its holdings.

What the numbers show

As of October 2, 2026, the share price of the ETF is $53.32.

Looking at the performance:

• Year-to-Date (YTD): The price return is 2.77%. The total return is also 2.77%.

• One-Year Performance: The price return is 3.77%. The total return is also 3.77%.

The estimated price from roughly one year ago was $51.38. To put this in perspective, if you had invested $10,000 in the share price one year ago, the price-only increase of 3.77% would mean your investment is now worth approximately $10,377.

Income and distribution explanation

The distribution yield for this ETF is 0%. There have been no distributions detected, and the payout count for the last 12 months is zero. This means the ETF has not paid out cash to investors during this time.

It is important for beginners to know that while some investors look for high yields for income, a high yield alone can be misleading if the share price is falling. In this case, there is no yield to report.

NAV erosion explanation

"NAV erosion" happens when the underlying value of a fund's assets drops over time, which can lead to a falling share price.

For this ETF, the erosion-risk score is 94, and the erosion label is "Stable / sideways." The erosion severity is listed as "good," and the severe erosion-risk flag is false. This suggests that the fund has not triggered warnings for substantial price deterioration.

Pros

• Price Stability: The erosion-risk score indicates the fund is currently stable or moving sideways.

• Positive Returns: The ETF has seen positive price and total returns for both the year-to-date and one-year periods.

Cons

• No Income: The ETF does not provide cash distributions to investors.

• Limited Data: There is no supplied data for three-year or five-year returns.

Beginner takeaway

The Horizon Landmark ETF has seen a small increase in share price over the last year. It does not pay out any cash income to its holders. While it is currently rated as stable regarding erosion risk, investors should remember that past performance does not guarantee future results.